Protecting the Business You've Built
As an independent agency, we shop dozens of top-rated carriers to find the right commercial coverage at the right price — so you can focus on running your business.
Your Business Deserves Better Than a One-Size-Fits-All Policy
Unlike captive agents who represent a single carrier, Nixon Insurance Agency works for you. We compare options across 75+ top-rated carriers to build a customized commercial insurance program that fits your industry, your risk profile, and your budget.
Nixon Insurance took the time to understand our business and found us better coverage at a lower premium. They're not just our broker — they're a trusted partner.
Commercial Lines We Offer
From core business policies to specialized coverage, we have you covered across all major commercial lines.
General Liability
Protection against third-party bodily injury, property damage, and personal injury claims arising from your business operations.
Commercial Property
Covers your building, equipment, inventory, and other physical assets against fire, theft, vandalism, and other covered perils.
Business Owner's Policy
A bundled policy combining general liability and commercial property coverage — ideal for small to mid-size businesses.
Workers' Compensation
Required in most states, this covers medical expenses and lost wages for employees injured on the job.
Commercial Auto
Covers vehicles used for business purposes — from single company cars to full commercial fleets.
Professional Liability
Also known as E&O insurance, this protects professionals against claims of negligence, errors, or omissions in their services.
Cyber Liability
Covers data breaches, ransomware attacks, and other cyber incidents that can expose your business to significant financial loss.
Directors & Officers
Protects executives and board members from personal liability arising from decisions made in their official capacity.
Employment Practices Liability
Covers claims of wrongful termination, discrimination, harassment, and other employment-related allegations.
Commercial Umbrella
Provides an extra layer of liability protection above the limits of your underlying commercial policies.
Inland Marine
Covers tools, equipment, and goods in transit — essential for contractors, artisans, and businesses that move property.
Surety Bonds
Guarantees contractual obligations and protects clients if your business fails to fulfill its commitments.
Liquor Liability
Protects businesses that manufacture, sell, or serve alcohol from claims arising out of alcohol-related incidents.
Product Liability
Covers claims arising from bodily injury or property damage caused by products your business manufactures or sells.
Group Health
Employer-sponsored health insurance plans that provide medical coverage for your employees and their dependents, helping attract and retain top talent.
Pollution Liability
Covers cleanup costs, third-party bodily injury, and property damage resulting from pollution conditions caused by your business operations.
Earthquake
Protects your commercial property and business assets against damage caused by seismic activity — coverage not included in standard property policies.
Flood
Covers physical damage to your business property caused by flooding — a separate policy required beyond standard commercial property coverage.
Carriers We Work With
As an independent agency, we partner with 75+ top-rated commercial carriers — giving us the freedom to find the right fit for your business.
Don't see your current carrier? View our carrier partners →
Ready to Protect Your Business?
Get a free, no-obligation commercial insurance review from our team. We'll compare options across our carrier network and build a program that fits your business.
Request a Commercial Quote