Terms & Conditions

1. Use of the Site

This Site is intended for informational purposes only. The content provided on this Site does not constitute insurance advice, a binding insurance quote, or a contract of insurance. All insurance products and services are subject to applicable terms, conditions, exclusions, and availability.

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the Site.

2. No Insurance Contract

Nothing on this Site constitutes an offer to sell or a solicitation of an offer to buy any insurance product. Coverage is not bound or in force until confirmed in writing by a licensed Nixon Insurance Agency representative and the applicable insurer.

Insurance products described on this Site may not be available in all states or may be subject to different terms and conditions depending on your location and individual circumstances.

3. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Nixon Insurance Agency or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our prior written consent.

4. Third-Party Links

This Site may contain links to third-party websites for your convenience. Nixon Insurance Agency does not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party sites. Accessing linked sites is at your own risk.

5. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Nixon Insurance Agency does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to modify or discontinue the Site at any time without notice.

6. Limitation of Liability

To the fullest extent permitted by law, Nixon Insurance Agency and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or its content.

Our total liability to you for any claim arising from your use of this Site shall not exceed one hundred dollars ($100.00).

7. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Contra Costa County, California.

9. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to the Site with an updated "Last updated" date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.