Coverage for the Things That Matter Most
From your home and car to your boat and classic auto, Nixon Insurance Agency provides personalized coverage solutions that protect your family, your assets, and your peace of mind.
Your Personal Insurance Partner
As an independent agency, we shop across 75+ top-rated carriers to find the right personal insurance fit for your unique situation — not a one-size-fits-all policy. Whether you're a homeowner, renter, or collector, we bring the same knowledge, experience, service, and integrity to every personal lines policy we write.
After an auto accident which totalled our car, Nixon Insurance was there for us from the beginning to us getting a new car. They did everything for us and went well above just providing insurance. They provided the human touch.
Personal Lines We Offer
From everyday essentials to specialty coverage, we protect everything that matters to you and your family.
Auto
Comprehensive and collision coverage, liability protection, uninsured motorist, and roadside assistance for your personal vehicles. We find the best rates across multiple carriers.
Home
Protects your home's structure, personal belongings, and provides liability coverage if someone is injured on your property. Includes loss of use coverage if your home becomes uninhabitable.
Umbrella
An extra layer of personal liability protection above your auto and home policies. Covers large claims and lawsuits that exceed your underlying policy limits — essential for high-net-worth individuals.
Condominium
Tailored coverage for condo owners that fills the gaps left by your HOA's master policy — protecting your unit's interior, personal property, and personal liability.
Landlord Protection
Covers rental properties you own against damage, loss of rental income, and liability claims from tenants or visitors. Essential for anyone renting out a home or investment property.
Renters
Affordable coverage for tenants that protects your personal belongings against theft, fire, and other perils — plus personal liability if a guest is injured in your rental.
Earthquake
Standard home and renters policies don't cover earthquake damage. This specialized policy protects your home and belongings from seismic events — critical for California residents.
Flood
Flood damage is excluded from standard homeowners policies. Flood insurance covers structural damage and personal property loss caused by rising water, storm surge, and overflow.
Boat
Covers your watercraft against physical damage, liability on the water, medical payments, and uninsured boater coverage. Available for sailboats, motorboats, and personal watercraft.
Motorcycle
Liability, collision, and comprehensive coverage for motorcycles, scooters, and custom bikes. Includes coverage for safety gear and accessories.
Mobile Home
Specialized coverage for manufactured and mobile homes, protecting the structure, personal property, and providing liability coverage — whether your home is in a park or on private land.
Inland Marine
Covers high-value personal property that travels with you — jewelry, fine art, cameras, musical instruments, and other valuables that standard home policies may not fully protect.
Recreational Vehicle
Coverage for motorhomes, travel trailers, fifth wheels, and campers. Protects against collision, comprehensive losses, and liability while you're on the road or parked at a campsite.
Classic Auto
Agreed-value coverage designed for vintage, antique, and collector vehicles. Protects your investment at its true market value — not the depreciated value of a standard auto policy.
Special Events
One-time coverage for weddings, parties, and other special occasions. Protects against event cancellation, liability claims, and vendor no-shows so your big day is fully protected.
Collections / Memorabilia
Specialized coverage for sports memorabilia, trading cards, coins, stamps, wine, and other collectibles. Insures at agreed or appraised value beyond what standard home policies allow.
Life
Term and permanent life insurance options to protect your family's financial future. We shop multiple carriers to find the right coverage amount and premium for your situation.
Carriers We Work With
As an independent agency, we partner with top-rated personal lines carriers — giving us the flexibility to find the right coverage for your home, auto, and family.
Don't see your current carrier? View all 50+ carrier partners →
Let's find the right coverage for you
Contact us today for a free personal insurance review. We'll assess your needs, identify any gaps in your current coverage, and find the best value across our network of 50+ carriers.
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